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taurus insurance |
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taurus insurance / purchasers cover
COVER AVAILABLE FOR PURCHASERS Competitive 4% Luck Penny top up for purchasers In a highly competitive offer, purchasers of bull/s at sales can buy an additional 9 months coverage for All Risks of Mortality and Loss of Use, if 3 months Luck Penny has been bought by Vendor, at an excellent rate of 4% up to a value of £10,000 and 5% if over £10,000. This extended cover can be purchased at the time of the sale or prior to the expiry of the three months ARM and Loss of Use cover. In order to take up this excellent offer purchasers must complete the Purchaser Proposal Form and send to either Taurus or CLUL (on fax number 01842 890 735) prior to the expiry date of the 3 months ARM and ASD cover. Please note that if the purchaser requests this extension on the day of purchasing the bull and a satisfactory Cattle Veterinary Examination of Health has been completed within 30 days of the sale then no further statements of health are required, however if this top up is requested after the day of the sale then a Cattle Declaration of Health will need to be completed by the purchaser at the time of requesting the top up and returned with the proposal form. The Luck Penny top up is also available for animals purchased privately that are sold with the NBA’s Private Sale Warranty together with 3 months All Risks Mortality and Loss of Use. If the vendor has only purchased the NBA Warranty, the purchaser can buy 12 months All Risks Mortality and Loss of Use. Please complete the Purchaser Proposal Form (and Cattle Declaration of Health if required) and send to either Taurus or CLUL (on fax number 01842 890 735) prior to the expiry date of the 3 months ARM and ASD cover. Please note that if the purchaser requests this extension on the day of purchasing the bull at an official BLCS sale where the bull has passed the veterinary inspection upon entry to the sale then no further statements of health are required, however if this top up is requested after leaving a sale then a Cattle Declaration of Health will need to be completed by the purchaser at the time of requesting the top up and returned with the Purchaser Proposal Form. All Risks of Mortality (as per Lloyds UK & Overseas Livestock wording NMA 2070) & Bull Loss of Use (Accident, Sickness and Disease) Extension (as per CLUL Economic Slaughter Clause) Available For Bulls up to 4 years of Age This cover is available for either: new business; from Fall of Hammer; private sales; or for renewals of existing insurance policies. This insurance provides death cover as above and an extension for Loss of Use in respect of breeding, as per the attached wording. It provides indemnity in the event that a bull becomes totally and permanently infertile, impotent or otherwise incapable of serving cows as a result of an accident, sickness or disease sustained during the period of insurance. Typical losses which indemnity would be provided for are severe back, penile or leg injuries, which prevent the bull from working. In the event that the bull can no longer breed, as certified by a Vet, any salvage (slaughter value) payable will be deducted from the claim payment. To take this cover you will need to complete a Purchaser Proposal Form or Purchaser Proposal Form – Private Sale together with a Cattle Declaration of Health if you have owned the animal for more than 3 months prior to requesting insurance, and provide a Cattle Veterinary Examination of Health with specific reference to genitalia to be dated within 30 days of the date that you require cover to start. A Cattle Declaration of Health and a Cattle Veterinary Examination of Health are not required if the animal has been bought at a Society Sale and cover is requested from fall of hammer. Rates
A policy fee of £25 will apply to all Vendor Policies Please note that 5% Insurance Premium Tax is to be added to all Premiums The minimum and retained premium applying to all Policies is set at £150. This simply means that £150 is the lowest premium that you could pay on the available policies. All Risks of Mortality (as per Lloyds Livestock UK & Overseas Livestock wording NMA 2070) Available for Cows & Heifers Up to 7 years Please note for females if cover is required for a period of less than 6 months, cover will exclude all losses as a direct or indirect result of calving. Losses to cows as result of calving are included in the All Risks of Mortality rates for 6 or 12 months. To take this cover you will need to complete a Purchaser Proposal Form or Purchaser Proposal Form – Private Sale together with a Cattle Declaration of Health if you have owned the animal for more than 3 months prior to requesting insurance, and provide a Cattle Veterinary Examination of Health to be dated within 30 days of the date that you require cover to start. A Cattle Declaration of Health and a Veterinary Examination of Health are not required if the animal has been bought at a Society Sale and cover is requested from fall of hammer. Please also note that cover does not include any value of the foetus or calf. Cover is available upon enquiry to Crowe Livestock Underwriting Limited for prospective calf and calves. Rates
A policy fee of £25 will apply to all Vendor Policies Please note that 5% Insurance Premium Tax is to be added to all Premiums The minimum and retained premium applying to all Policies is set at £150. This simply means that £150 is the lowest premium that you could pay on the available policies.
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